Let’s Do This

Build Your Company’s Credit Today

Dream Big. Plan Smart. Implement.

Trucking Equipment – New Vehicles – Working Capital

Business Lines of Credit – Credit Cards – Advertising

Payroll – Emergency Funds – Financial Tradelines

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Why Spotlight Funding

Get To Know Us

Spotlight Funding is a Southern California based company about 2 blocks away from Google’s location in Irvine.  Spotlight Funding proudly serves United States Small Businesses.  Our company is designed to help businesses be competitive in today’s business world by accessing Business Credit, Working Capital and Funding that your competitors can access.

We specialize in building Corporate Credit.  Understanding that most small business owners have damaged their personal credit in the process of starting their business. Other business owners want to protect their good credit by separating their business finances from their personal finances.  This is definitely a smart move.

Spotlight Funding has created a fast & simple Solution.  We build credit that is separate from your personal credit.  Our solution does not require the use of your Good or Bad Credit!  That is the best part.

Business credit is essential to the growth and stability of every company. We will assist in the development of your corporate credit profile and match up your needs with lenders that are looking to give funding to businesses like yours.

We look forward to meeting all of your Corporate Credit expectations and helping your business grow. As experts and business professionals Spotlight Funding will facilitate this process for you.

Sit back, relax and enjoy the journey.

Spotlight Guaranteed!

Build Your Small Business Credit

Build your Small Business Credit through Spotlight Guaranteed -Receive $50,000 in Business Credit – Let us Build a Corporate Credit Score for your Business – Approvals in Two Hours!

  • Free to Apply
  • Apply in Under 2 Minutes
  • No Financials or Tax Returns
  • Start Up Business Funded
  • Flexible Payment Options
  • $5,000 – $500,000 Fast Funding
  • Company Credit Cards
  • Vendor Lines of Credit
  • Computer Leases
  • Business Equipment and Supplies
  • Store Cards
  • Bank Loans
  • Commercial & Private Property
  • Business Lines Of Credit

In 60 Seconds


Apply Online Or By Phone

Call Now: 800-991-3424

How Spotlight Works

Step one

Fill Our Basic Form About Your Business

Step Two

Pre-Approval With-in 2 Hours

Step Three

Receive Your Business Funding


Expand Or Add Inventory When Needed

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Receive Funds For The Expansion Of Your Business

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Hire More Staff And Train Them

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Re-Decorate Or Remodel Your Facility

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Purchase New Vehicles For Your Business

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Get More Marketing And Promotions

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Cover Your Payroll During Lulls

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Reduce The Impact Of Emergencies On Your Business

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“Spotlight Business Credit has been a huge help for me and creating and growing business credit for my company. They have unbelievable resources to point you in the right direction of getting the necessary funding resources for your business, but more importantly to ensure that your personal credit and business credit are separated. Most people have no idea how to create a strong Paydex score for your business - Spotlight can do it for you and show you very cool "tricks" to make your business very fundable!”

Tony BeamanGreat Service, Straight Forward, Knowledgeable & Quick

“My Credit REP is AMAZINGLY fluent at what he does! He cuts no corners; gets straight to the point! Most importantly.... my companies success is just as important to him as it is to me. I'm excited about this venture!”

Inger Wafer 2nd chance at a NEW BEGINNING!

“Ray is awesome!!! Huge help! He went above and beyond today to make sure I got what I needed!! Spotlight is awesome !! Thank you Ray!!”

Jaysen WisnerRay is awesome!!

“Ray was a great help. He helped me establish my credit in 2 months I have 10 tradelines and a great paydex score thanks Ray”

Josh BarnettRay was great, helped me establish …

“I recently visited the Spotlight offices in Irvine, all the way from Nebraska. They are a great group of people and I recommend their services.
Happy Client”

Deb Garman-HershHappy Client

“I was a little skeptical when I first approached Spotlight Funding for help w/ establishing my business' credit. It seemed to good to be true. But I went through the steps any way since I had nothing to lose. Wells Fargo turned my business down for a line of credit. So, now I'm a few months in the process and everything that Ray said came true as far as what to expect. I'm a believer now and I'm working on a few more credit lines. I'm excited to take my company to the next level. Thanks Ray and Spotlight Funding!”

Patrick WingateThese guys are the real deal!

“Ray has been a tremendous help through the process. He is very resourceful, and helps get the job done. Definitely happy with the excellent service I am receiving.”

Brandon ThompsonGREAT SERVICE

“I have been in business for eight years now and have been searching for some help for the last year and thank goodness I found these guys! They not only took their time and were patient with all of my questions , they understood why I was going to them. They explained why certain things are important and why others are not so important. They laid out a timeline and told me what to expect and when to expect it. The other competitors don't stand a chance! Very very happy to have found this company! Ray is an asset!”

Roy ArriagaAwesome customer service!

“A Very Special thanks to John and Ray. They are very down to earth, easy to talk to and easy to work with.
My experience so far is simply UNBELIEVABLE, These guys know what they are doing. If your confused, they have no issues taking what ever time it takes to explain to you whatever it is your not understanding. This Program Completely BEATS all Other Hands Down.I look forward to working with them. Thank You Spotlight!!”

Laura HooverSimply Amazing, Very Professional and Personable.Program is the Best

“I had been trying for years to find a true and legit way to further the financial resources of my company. I was very fortunate to discover Spotlight Funding. Both Ray and John were very helpful in getting my business financing that was sorely needed for expansion. Thanks again!”

Alex HurstGreat company to work with

The Difference

Our simple credit and funding criteria allows us to approve nine out of every ten U.S. Businesses that are structured as an LLC or INC business . Our credit technicians are funding experts and will help you find the right products that you qualify for. We get you approved quick.

Get Funding Today!
Funding Approval Rate
hours to get approved